Version 3.0 â Last updated: 11 September 2026
The website app.foliostone.com, its mobile applications and its application programming interface (hereinafter the "Service") are published by:
Foliostone [SA / SĂ rl], a company under Swiss law in the course of formation
Registered office: [Full address], [Postcode] [City], Switzerland
UID number: CHE-[xxx.xxx.xxx] (assigned upon registration in the commercial register)
VAT number: CHE-[xxx.xxx.xxx] VAT
Share capital: CHF [amount]
E-mail: contact@foliostone.com
In accordance with article 645 of the Swiss Code of Obligations, until registration in the commercial register has taken place, obligations entered into on behalf of the company in formation are borne personally and jointly by the persons acting on its behalf. Upon registration, the company takes over by operation of law all rights and obligations arising from the operation of the Service. This page will be updated on that date.
[Name of the publication director], as representative of the company in formation.
Contact: legal@foliostone.com
Single point of contact for any question relating to personal data, within the meaning of art. 10 of the Federal Act on Data Protection (FADP) and arts. 37 et seq. of Regulation (EU) 2016/679 (GDPR):
E-mail: privacy@foliostone.com
Postal address: Foliostone â Data Protection, [Address], Switzerland
The Service is hosted on infrastructure located in the European Union, provided by:
Vercel Inc., 340 S Lemon Ave #4133, Walnut, CA 91789, United States â application hosting (deployment region: European Union)
Supabase, Inc., 970 Toa Payoh North #07-04, Singapore 318992 â database and storage (region: European Union)
The other providers involved in the provision of the Service are described, by category, in article 5 of the Privacy Policy.
All elements making up the Service â the "Foliostone" trademark and logo, structure, texts, graphics, interfaces, source code, databases, calculation engines (tax, succession, projections), report templates and documentation â are protected by the Federal Act on Copyright (CopA), the Federal Act on the Protection of Trade Marks (TmPA) and the applicable international conventions. These elements are the exclusive property of Foliostone or its licensors.
Any reproduction, representation, adaptation, extraction or reuse, in whole or in part, without Foliostone's prior written authorisation is prohibited and constitutes an infringement that may give rise to the civil and criminal liability of its author. Use of the Service confers only the limited right of use defined in the Terms of Service.
Foliostone is a software tool for consolidating, visualising, analysing and projecting wealth. Foliostone provides no personalised investment, tax, legal or estate advice, executes no transactions, holds no assets and carries on no activity subject to authorisation or supervision by the Swiss Financial Market Supervisory Authority (FINMA) within the meaning of the Financial Institutions Act (FinIA) or the Financial Services Act (FinSA), nor by the Autorité des marchés financiers (AMF) or the ACPR in France.
Any information, calculation, simulation, analysis or content produced by the Service â including by artificial intelligence systems â is purely indicative, relies on the data supplied by the user, on third-party data and on simplifying assumptions, and cannot replace the advice of a duly qualified professional or, on its own, form the basis of a decision.
Where the Service allows bank accounts to be connected, the connection is operated by a licensed third-party provider, on the user's express mandate and on a read-only basis. Foliostone never accesses the user's banking credentials and initiates no payments.
The processing of personal data is governed by the revised FADP of 25 September 2020 and, for users located in the European Economic Area, by the GDPR. Full details are set out in the Privacy Policy and the Cookie Policy.
Foliostone endeavours to ensure that the information published on the Service is accurate and up to date, but cannot guarantee its completeness or the absence of errors, in particular as regards market data, prices and exchange rates supplied by third parties. Foliostone cannot be held liable for damage resulting from access to the Service, its use, its unavailability or the use of information published on it, within the limits set out in the Terms of Service and by mandatory law (arts. 100 and 101 CO).
Hyperlinks to third-party websites are provided for information purposes. Foliostone exercises no control over these websites and disclaims all liability for their content.
To report a vulnerability, unlawful content or an infringement of a right: legal@foliostone.com.
This legal notice is governed by Swiss law. Subject to the mandatory provisions applicable to consumers (in particular arts. 15 to 17 of the Lugano Convention and art. 114 of the Swiss Federal Act on Private International Law), any dispute relating to the Service falls within the exclusive jurisdiction of the courts at Foliostone's registered office, in Switzerland.
General: contact@foliostone.com
Legal questions: legal@foliostone.com
Data protection: privacy@foliostone.com
Support: support@foliostone.com
